3minuteclaim.com
View Your Claim Before Processing.
No legal fees. No middlemen.
You Keep 100%.
Check For FREE 🔍
Results In 3 minutes.
(Over 4,100 Free beta checks run in November.)
Costs Using A Claims Co:
No Win - No Fee.
Claims Co Owns 30%+ Of Your Claim.
Claim Award = £2,500.
Fee 30% + VAT= £900.
Your Settlement = £1600.
Their Fee £900.00.
Costs Using 3MC:
Your AI+DIY Claim.
You Own 100% Of Your Claim.
Claim Award = £2,500.
Fee Inc VAT = £10.99.
Your Settlement = £2489.
3MC Fee £10.99.
🔑 Our Core Differentiator
No1.
NO MISLEADING ADVERTS & CONTRACTS.
❌ Others Say:
“Check if you have a claim” = false promise. They harvest 🕵️your data, get you to instantly ✍️eSign a complex contract.
Thereafter you can also be liable to pay a fee if you later terminate the agreement and it can take many weeks⏳ before a potential compliant claim is even processed.
⚠️ Did You Know?
With a "No Win No Fee" basis, you may pay💸 up to 50% of damages plus the £70 cost of legal expenses insurance. (Source ASA -Link).
🔑 Our Core Differentiator
No 2.
HOW WE ARE DIFFERENT.
✅ At 3MC (3 Minute Claim) = AI+DIY.
We are consumer advocates factually checking🔍in real time (not data harvesting). Produces a full claim outline📄+ all infrastructure in 3 Minutes.
With full validation of a potential claim, a claim success percentage & an estimated claim value. 3MC lets you view 👀 that claim first, then DIY & process that claim from your AI account.
🖥️ In "real-time"
Each claim can be processed the same day from your account direct to the bank or provider, all logged and time stamped recorded.
3MC Supporting UK Consumers.
Many people never review their potential claims because the process feels complicated or that fees of 35% do not feel justified.
3MC helps those consumers who would not approach a solicitor or CMC by giving them a simple way to check for overcharging and complete a claim themselves while keeping 100% of any redress.
This does not replace or compete with professional services. Complex high value claims in excess of £12,000 and regulated matters still require the expertise of solicitors and CMCs.
The 3MC AI Platform assists consumers in dealing with smaller claims under £9,000 and OCC fully supports our professional platform agents, dealing with volume claims processing.
→ Digital Doorway.
3MC can act as the Digital Doorway, if a case faulters and requires a regulated firm's professional intervention, it is seamlessly "stepped up" to a tier platform Solicitor agent. Both 3MC and Agent Solicitor firms working toward the same outcome, helping Consumers remain in control of their journey at all times to recover what is rightfully theirs.
3MC do not recommend, endorse, or refer clients to any firm, we operate a neutral directory view, not a referral panel. Consumers choose whether and with whom to continue. The transfer only happens after a consumer has chosen a firm and confirmed their consent. 3MC does not receive any fee for this.
New Products Being Added
To The Platform.
.png)
.png)
3MC = AI + DIY.
Using 3MC You Don't Need To Pay 35% Plus In Fees.
Consumers have already lost over half a billion pounds in 2025 in claims fees, before a single PCP payout has even been made.
As a new redress compensation scheme is launch by the FCA in 2026, that figure could exceed £2 billion a year. Platforms like 3MC AI can change that, empowering users to claim directly, instantly, and with Zero Fees.
Fairer
Faster
Smarter
Cheaper.
Click & Check For FREE 🔍
INSTANT AI ACCOUNT OPENING.
🧮 Our AI software interactively guides you through the claim detection process in under 3 minutes.
VIEW YOUR CLAIM IN REAL-TIME.
📩 Get instant confirmation and real time updates inside your secure AI platform account.
TRACK YOUR CLAIMS PROGRESS
📩 Access your AI account then sit back & track progress via your secure dashboard
YOUR AI + DIY PLATFORM.
⏱️ Don’t pay someone else 40% of any payout to do what you can confidently do yourself.
YOU CONTROL THE PROCESS.
💻 No constant calls, no chasing paperwork & no waiting weeks without updates or replies.
AUTOMATIC FOS ESCALATION
🔄 If the provider doesn’t reply within 8 weeks or rejects the claim, click the FOS button & escalate
A Glimpse Into 3MC's AI Platform Capabilities.
3MC is the UK’s first AI-powered self-service claims platform, letting you detect, review, and process your own claim all in just 7 minutes, allowing you to keep 100% of your payout.
Instant Claim Connect - AI-Powered Onboarding.
Instant Claim Connect™ is OCC’s unique next-generation, four-line frictionless onboarding form that redefines how claims are initiated and managed.
Why?
We have spent over 5 years creating and developing an AI+DIY powered alternative to costly claims companies by assisting UK consumers to keep every single penny of their claim payouts. Every claim processed by a consumer is a financial cost saving for an individual or family, putting their money back into their pocket. We accept that for complex very high value claims a specialist Solicitor firm is a great option, but can be costly.
We estimate that 97% of consumer claims can be handled by the individuals themselves, the 3MC platform helps consumers do just that.
47 Products.
AI GENERATED CLAIM VALUES.
Predictive Engines.
CLAIM DETECTION CAPABILITIES.
Same Day Claim.
REAL TIME CLAIMS PROCESSING.
Client Portal.
MULTIPLE FACILITIES WITHIN YOUR ACCOUNT.
